Unemployment Insurance has been expanded to cover individuals for 4 months instead of 3.
Unemployment Example Calculation for your weekly Unemployment Amount:
1. Regular Unemployment (qualifies in W2 work only) comes FIRST — It is available now.
Get a claim going as soon as you can for the wages earned on W2's.
IF YOU HAD W2'S IN THE LAST YEAR: YOU WILL MOST LIKELY QUALIFY FOR REGULAR UNEMPLOYMENT.
Do not add your 1099 income here as "missing wages or additional work" Reporting your 1099 info comes ONLY WHEN your state has the Pandemic Unemployment Assistance available.
File, and get set up in the system as soon as possible for regular unemployment. You have to be in the system to get the extra $600 per week payment, so if you can get it in now - DO IT!
2. THEN the second layer of Unemployment comes from Pandemic Unemployment Assistance.
Some states have this available, but not all. It is being rolled out slowly and on different timetables.
WHEN PUA is available in your state, that is when your work as a 1099 Contractor comes into play and will need to be reported.
You will most likely have to report 1099 Income, 1099 deduction expenses and Net Earnings (profit)
3. Once you are in the system, and your state has begun Pandemic Unemployment Assistance, THEN you should begin receiving the extra $600 per week for up to 4 months in addition to your qualified unemployment amounts.
LOOK AT YOUR 2019 W2's: File in the State listed in the bottom portion of the W2. If that part is NOT filled in, file in the state where you live. (This is best practice & not 100%)
During normal times, you contact the unemployment office in the state where you reside and they will inform you as to which state you must contact to file a claim. The state will then request wage information from other states where you have worked.